Banach Wealth Management Nov. 30, 2010 Letter

December 1st, 2010
November 2010 Financial Markets Review
Is Investor Confidence justified?
Key Points
  • 2010 Year to date Total Returns
    S&P 500 (1180)                    7%
    US 10 Yr Bond (2.80%)       10%
    NASDAQ (2498)                  12%
    Foreign (EAFE) Stocks         -1%
  • U.S. GDP expected expansion  2.6%
  • 2010 expected earning growth 42%
  • Stock market is trendless
  • Jobless abnormal economic recovery

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Banach Wealth Management Nov. 3, 2010 Letter

November 4th, 2010
October 2010 Financial Markets Review
U.S. citizens vote for political change again!
Key Points
  • 2010 Year to date Total Returns
    S&P 500 (1183)                      7.5%
    U.S. 10 Yr Bond (2.61%)          12%
    NASDAQ (2507)                    10.5%
    Foreign (EAFE) Stocks               4%
  • U.S. GDP expected expansion    2.6%
  • 2010 earnings expected increase 42%
  • Stock market small upward bias
  • Jobless abnormal economic recovery

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Banach Wealth Management Sept. 30, 2010 Letter

September 30th, 2010
Third Quarter 2010 Financial Markets Review
Unexpected recovery of most Second Quarter Losses
Key Points
  • 2010 Year to Date Total Returns
    S&P 500 (1141)                          3%
    US 10 Yr Bond (2.51%)              13%
    NASDAQ (2368)                          4%
    Foreign (EAFE) Stocks                -1%
  • U.S. GDP expected expansion     2.7%
  • 2010 earnings expected increase 40%
  • Stock market small upward bias
  • Jobless abnormal economic recovery

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Banach Wealth Management July 30, 2010 Letter

July 30th, 2010
July 2010 Financial Markets Review
Key Points
  • 2010 Year to Date Total Returns
    S&P 500 (1101)                             0%
    U.S. 10 Yr. Bond (2.91%)               9%
    NASDAQ (2254)                           -1%
    Foreign (EAFE) Stocks                  -6%
  • 2010 U.S. GDP expected expansion  2.9%
  • 2010 earnings expected increase       34%
  • Trading range bound stock market

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Banach Wealth Management June 30, 2010 Letter

July 1st, 2010
First Half 2010 Weak Financial Markets Review
Expect Second Half Trading Range Bound Market
Key Points
  • 2010 Year to date Total Returns
    S&P 500 (1030)                                 -7%
    U.S. 10 Yr. Bond (2.94%)                    8%
    NASDAQ (2109)                                -7%
    Foreign (EAFE) Stocks                      -16%
  • U.S. GDP expected expansion      =      3%
  • 2010 earnings expected increase  =    34%
  • Stock market correction after 14 mo. advance
  • Economic recovery in process

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Banach Wealth Management May 31, 2010 Letter

May 31st, 2010
May 2010 Financial Markets Review
Economic & Political Events
fuel panic selling

Key Points
  • 2010 Year to date Total Returns
    S&P 500 (1089)                       -1%
    U.S. 10 Yr. Bond (3.30%)          5%
    NASDAQ (2257)                      -1%
    Foreign (EAFE) Stocks            -14%
  • U.S. GDP expected expansion =     3+%
  • 2010 earnings expected increase = 35%
  • Stock market correction after 14 mo. advance
  • Solid economic recovery in process

Banach Wealth Management Apr. 30, 2010 Letter

April 30th, 2010
April 2010 Financial Markets Review
Sell in May or Stay?
Key Points
  • 2010 Year To Date Returns
    S&P 500 (1186)                              7%
    U.S. 10 Yr. Bond (3.66%)                3%
    NASDAQ (2461)                              9%
    Foreign (EAFE) Stocks                    -1%
  • U.S. GDP expected expansion     = 3+%
  • 2010 earnings expected increase = 35%
  • 14 month stock market advance continues
  • Solid economic recovery in process

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Banach Wealth Management Apr. 01, 2010 Letter

April 1st, 2010
First Quarter 2010 Mild Advance
Cautiously Enjoy Strong Earnings Impact
Key Points
  • 2010 Year to Date Returns
    S&P 500 (1168)                   5%;
    U.S. 10 Yr. Bond (3.83%)     1%;
    NASDAQ (2397)                   6%;
    Foreign (EAFE) Stocks          1%
  • U.S. 2010 expected growth          3%
  • 2010 Expected Earnings increase 31%
  • 12 month stocks advance continues
  • Solid economic recovery

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Banach Wealth Management Jan. 28, 2010 Letter

January 28th, 2010
January* 2010 Markets Review
Watch Market Volatility
*written prior to last trading day (Jan. 29)
Key Points
  • 2010 Year to date Returns
    S&P 500 (1084)                               -3%
    US 10 Yr Bond (3.65%)                   +2%
    NASDAQ (2179)                              -4%
    Foreign (EAFE) Stocks                     -4%
  • U.S. GDP expected expansion      = 2.9%
  • 2010 earnings expected increase =  31%
  • Stock markets advanced for 10 months
  • Economic upturn strength approaching peak

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Banach Wealth Management Jan. 03, 2010 Letter

January 3rd, 2010
2009 Financial Markets Review
Extraordinary Monetary Leverage
Stabilized Private Entities Deleveraging
Mid 2010 markets likely to be volatile
Key Points
  • 2009 Total Returns
    S&P 500 (1115) 28%
    U.S 10 Yr Bond (3.85%) -11%
    NASDAQ (2269) 44%
    Foreign (EAFE) Stocks 24%
  • U.S. GDP likely contraction -2.3%
  • 2009 earnings expected decline -5.6%
  • Stock markets hit bottom in March
  • Economic recovery in process

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